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Frequently Asked Questions

 

What are secured and unsecured loans?
Secured loans are those loans which require collateral to be sanctioned. These loans generally carry lower rates of interest. Unsecured loans do not require any collateral.

How much interest I have to pay?
It depends on various factors like the type of loan you apply for, your personal and financial condition, your repayment ability, etc.

What is a payday loan?
Payday loans are short-term loans through which you can get small amounts that are sufficient to cover basic requirements till your next payday.

What type of car can I buy with a car loan?
You can buy any car of your choice. You may buy a new or used car, a family or luxury car.

How can I use my personal loan?
You can use your personal loan for any purpose like debt consolidation, home improvement, car purchase, holidays, etc.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.A fee between 0% and 10% of the loan may be charged on some plans depending on credit history and ability to prove income.Example: Loan of £15,000: 120 monthly repayments of£204.66, 10.4%APR variable. Loans secured on residential property.